A yellow taxi on a Manhattan avenue
Budget

What New York really costs

New York can be done on a careful budget or very little care. The difference is mostly accommodation, sit-down dinners and tickets — not the subway.

Daily bandsHotelsFood & ticketsTaxes & tipping
Daily spending

Three honest budget bands

Per person, per day, excluding accommodation. Planning ranges, not quotes; prices change with the season and booking window.

Daily budget bands per person excluding accommodation
BudgetMid-rangeUpscale
Food and drink$45–65$120–180$250–400
Transport$10–15$15–25$40–80
Attractions$40–70$80–150$150–300
Extras and shopping$20–35$60–120$150–400
Total per person, per day$130–200$350–550$800–1,300+

What the bands actually buy

A budget day is a bagel or a slice for lunch, one paid attraction, coffee and the subway — perfectly good if your hotel is cheap and your evenings are simple.

A mid-range day adds a sit-down dinner, a second attraction and a show fund. The upscale band assumes fine dining, private tours and taxis. Most visitors land between budget and mid-range, moving up for a day or two.

Accommodation

What a room costs per night

Quoted rates are before tax. New York adds roughly 14.75% hotel tax plus $3.50 per night.

Typical New York accommodation rates per night before tax
TypeTypical nightly rangeWhat to expect
Hostel dorm bed$60–120Shared room, often in Brooklyn or Upper Manhattan; book early in summer
Budget hotel$180–280Small rooms, sometimes a shared bathroom; check the location carefully
Mid-range hotel$300–500The standard visitor choice: private bathroom, lift, central enough
Upscale hotel$600–1,200+Larger rooms, better service, views; peak weeks push higher

Read the all-in price

A room advertised at $400 a night costs around $462 with tax. On a five-night stay that is roughly $310 more — enough to change the shape of a trip. Check the total before comparing hotels.

Tickets

What the big sights cost

Prices are adult rates and almost all are dynamic — the same ticket can cost more on a Saturday than a Tuesday. Confirm before booking.

From prices for major New York attractions and passes
Sight or passFromNotes
Empire State Building, 86th floor$46Peak dates around $57; book online
Top of the Rock$42Peak dates around $60
Edge$44–69Dynamic pricing, higher at sunset
SUMMIT One Vanderbilt$44–62Dynamic pricing
One World Observatory$51Fixed adult rate
Statue of Liberty & Ellis Island ferry$25.50$16.50 child, $22.50 senior; only NPS-authorised operator
9/11 Memorial & Museum$24–36Memorial plaza free 8am–8pm
American Museum of Natural History$28$43 with one ticketed exhibition
MoMA$30Free Friday nights for New York State residents
The Met$30Closed Wednesdays; pay-what-you-wish for NY State residents
Broadway showAround $131Average paid ticket in 2025–26; TKTS up to 50% off
CityPASS$149Five attractions from ten, valid nine days
Go City Explorer PassFrom $89Two to ten attractions; flexible activation
New York PassFrom $89One to ten consecutive days, 100+ attractions

Passes use dynamic pricing too, and weekend and holiday dates often run 20–40% higher. Whether one saves money depends on how many of its attractions you would have paid for anyway — our pass comparison does the arithmetic.

Food

Eating well without the bill

Food is where New York rewards curiosity. A slice, a bagel, a taco or a bowl of noodles costs $4–15 and is often better than a restaurant charging four times as much.

Sit-down dinners are the exception: a mid-range dinner for two runs around $120–180 before tax, or $155–230 with tax and a 20% tip. Budget one proper dinner a day and eat casually the rest of the time.

A slice of New York pizza on a paper plate
Typical New York food and drink prices
ItemTypical price
Bagel with cream cheese$4.50–7
Lox bagel$16–22
Pizza slice$4–5.50
18-inch pizza pie$28–38
Pastrami on rye at Katz'sAround $32–36
Coffee$3.50–5
Food-truck lunch$12–18
Mid-range dinner for two$120–180 before tax
Transport

Getting around is the cheap part

The subway is $3.00 a ride and caps at around $36 a week. Airport transfers are the only transport cost that really stings.

Common New York transport costs
JourneyCost
Subway or local bus$3.00, capped around $36 per week
JFK to Manhattan by AirTrain + E$11.75
LGA to Manhattan by free Q70 + subway$3.00
EWR to Manhattan by AirTrain + NJ TransitAround $20–25
JFK flat-fare cab$70 plus tolls and tip
NYC Ferry single ride$5.00

Times, routes and the finer details are in the getting-around guide.

Taxes and tipping

The costs on top of the bill

New York prices are usually shown before tax, and tipping is expected in sit-down restaurants and taxis.

New York taxes and standard tipping rates
ItemRate
Sales tax8.875%
Hotel tax~14.75% + $3.50 per night
Sit-down restaurant tip18–22%, 20% standard
Taxi tip15–20%
Help with bags$2–5 per bag
Bar drink tip$1–2 per drink
Housekeeping$3–5 per night

Check the bill for a service charge before adding a tip, especially for groups. Sales tax applies to most goods and prepared food, so a receipt can surprise you.

Save money

Four tactics that actually work

Worked example

Five days for two people

A mid-range trip with a comfortable hotel, one Broadway show and a proper dinner most nights. Excludes flights.

Sample five-day budget for two people
ItemEstimate
Hotel, five nights at around $400$2,000
Hotel tax at ~14.75% + $3.50/nightAbout $312
Food and drink for twoAbout $2,000
Attractions and one Broadway showAbout $750
Transport, including airportAbout $140
Incidentals and shoppingAbout $450
Total for two peopleAround $5,650
Questions

Budget questions

Is $100 a day enough in New York?

Not comfortably. Our budget band starts at around $130–200 per person per day excluding the hotel, which covers casual food, one paid attraction and the subway. Below that you limit meals and sights.

How much should I tip in New York?

20% is the standard in sit-down restaurants, calculated on the pre-tax total. Taxis get 15–20%, bar drinks $1–2 each, housekeeping $3–5 per night and $2–5 per bag for help with luggage. Check for a service charge before adding a tip.

Is a sightseeing pass worth it?

Only if you will use it. Add up the full-price tickets for the attractions you intend to visit, then compare with the pass price. At five or more paid sights a pass usually wins; at two or three it rarely does.

What is the cheapest time to visit New York?

Late January and early February, when rooms are at their lowest and museums are quiet. The trade-off is the coldest weather of the year. November and early December offer better balance between price and comfort.

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